Title: Individual Life Insurance Underwriter
Location: Remote across Canada
Duration: Fulltime, permanent role
Salary range: $81,000 to $120,000
Openings: 5+
Job Description:
Insight Global is seeking experienced Individual Life Underwriters to join a rapidly growing Insurance client. This role is ideal for underwriters with 4–15+ years of traditional life and critical illness underwriting experience with meaningful signing authority (typically $1 M–$1.5 M+), offering exposure beyond capped or affinity-market models. In this role, underwriters will independently assess and underwrite traditional individual life and CI policies, making full, uncapped underwriting decisions on higher-value and higher-complexity cases. Successful candidates bring strong critical‑thinking skills, the confidence to exercise signing authority and challenge assumptions, and the ability to communicate effectively with internal stakeholders in a fast‑paced underwriting environment.
Responsibilities:
Underwrite traditional individual life insurance (non-affinity / non-group)
Full underwriting decisions, not capped at lower mortality thresholds
Underwrite Critical Illness (CI) policies
Review and assess higher-value, higher-complexity files
Exercise signing authority independently within assigned limits
Required Skills & Experience (Must-Haves):
4–15+ years of underwriting experience (individual insurance)
Experience underwriting traditional individual life insurance
Signing authority:
Generally $1 M+ life insurance
CI signing authority strongly preferred
Experience evaluating higher-rating and higher-complexity cases
Strong questioning and critical-thinking skills
Ability to validate requirements and challenge assumptions
Excellent communication and stakeholder collaboration skills
We may use artificial intelligence tools to assist with the screening, assessment, or selection of potential applicants for this position.
